Suntrust Cd Rates Suntrust Bank Cd's - Is Your Bank Like This?

Suntrust bank cd's - is your bank like this? - suntrust cd rates

I realized that SunTrust has 11 to 13 months CD's to pay a higher rate than their 5-year CD.
That interests me and I read the fine print.
If your CD, buy the short term, is automatically renewed after it runs on the new tariff. The new rate is 1%.
If you do not want to renew, you must write a letter within 10 days confirming that you want to run the CD.
Otherwise, the CD will be renewed. And if you want your money to pay an interest penalty of 9 months. If you can lie, you are no longer accounted for 1% for 11 to 13 next month.
You can not give, to send the letter to the bank - must.

Scheemish Would you agree?
Are your bank like the CD?